Euler Hermes Rating GmbH, (“EHRG”, “we”, “us”, or “our”) is an independent subsidiary of the Euler Hermes Group which is part of the Allianz Group. Euler Hermes Rating GmbH is the leading Rating Agency for medium-sized companies.
This privacy notice pertains to the following legal
Euler Hermes Rating GmbH
(“EHRG”, “we, “us” or “our”)
At EHRG we care about your personal data. This privacy notice explains the kinds of personal data we collect about you, how and why we collect and use it and how long it is kept. We also explain your rights to access, correct, or object to the processing of this data (including requesting deletion, subject to applicable laws and regulations).
Please read this notice carefully. And in case you have any questions, contact us email@example.com
1 General Information
1.1 This section pertains to customers, business partners and third parties, as well as individuals who are just visiting our websites.
1.2 Is EHRG a “data controller”? What does that mean?
Yes, EHRG is a “data controller” as defined by applicable laws and regulations (specifically, the EU General Data Protection Regulation). This means that EHRG is the legal entity in control of the personal data it collects and is required by law to ensure policies, processes and procedures are in place to safeguard this data and respect the rights of the individuals whose data is collected. Personal data is all data that can be related to you personally, e.g. name, address, email address, user behavior.
1.3 What kind of personal data does EHRG collect about you?
Depending on what information you provide or preferences you select, EHRG may collect the following categories of personal data about you:
1.4 For which purposes and on which legal basis does EHRG use your personal data?
We use your data on the basis of
If we use your data for any other purposes than described in this policy, we will inform you about such other purpose and will obtain your consent where required.
1.5 Where will your personal data be processed?
Personal Data collected by EHRG may be processed both inside and outside of the European Union (“EU”) and the European Economic Area (“EEA”), subject always to contractual restrictions regarding confidentiality and security in line with applicable data protection laws and regulations. We will not disclose your personal data to parties who are not authorized to process them.
Please note that EU / EEA Member States and other countries all have different laws regarding the protection of personal data. When your personal data is transferred from your own country to another country, the laws and rules that protect your personal data in the country to which your information is transferred to may be different (or less protective) from those in your country of residence. For example, the circumstances in which law enforcement can access personal data may vary from country to country.
Whenever we transfer your personal data for processing outside of the EEA, we will implement effective transfer mechanisms (e.g. EU Standard Contractual Clauses or Binding Corporate Rules) to ensure an adequate level of data protection.
1.6 How long do we keep your personal data?
We will not retain your personal data longer than necessary to fulfil the purposes for which it was collected for or to fulfil legal obligations, or as permitted by law, e.g. to defend legal claims. Afterwards, we will delete your personal data. The individual retention periods depend on the type of personal data and the purpose of its processing.
1.7 What are your rights in respect of your personal data?
To the extent permitted by applicable data protection laws and regulations, you have the right to:
2.1 How does EHRG collect your data?
There are several types of cookies:
(a) Session Cookie (or “temporary cookie”)
A session cookie allows us to store your action during your browser session (e.g. your log-in data). Session cookies are erased when you close your browser or exit our website.
(b) Persistent Cookie (or “tracking cookies”)
A persistent cookie is stored on your device in between browser sessions. These cookies help us to remember your preferences or actions every time you visit our website until the expiry date of the cookie. You can delete the cookies in the security settings of your browser at any time.
(c) Third-Party Cookie
These cookies are set by a third party separate from our website, for example to provide advertisements like banners for third-party products or social media buttons.
On our website, we use the following cookies:name of cookieusagestorage timetype of cookiegaGoogle Analytics cookies to differentiate between users2 yearsThird party cookie
2.3 Google Analytics
This website uses Google Analytics, a web analysis service of Google Inc. "("Google"). Google Analytics uses "cookies", which are text files placed on your computer, to help the website analyze how users use the site. The information generated by the cookie about your use of this website is usually transferred to a Google server in the USA and stored there. However, if IP anonymisation is activated on this website, Google will reduce your IP address within Member States of the European Union or in other states party to the Agreement on the European Economic Area beforehand. Only in exceptional cases will the full IP address be transmitted to a Google server in the USA and shortened there. On behalf of the operator of this website, Google will use this information to evaluate your use of the website, to compile reports on website activity and to provide the website operator with further services associated with website and Internet use.
The IP address transmitted by your browser in the context of Google Analytics is not merged with other Google data.
This website uses Google Analytics with the extension "_anonymizeIP()". As a result, IP addresses are further processed in abbreviated form, so that a personal relationship can be ruled out. As far as the data collected about you is personal, it will be excluded immediately and the personal data will be deleted immediately.
We use Google Analytics to analyse and regularly improve the use of our website. We can improve our offer and make it more interesting for you as a user. For the exceptional cases in which personal data is transferred to the USA, Google has submitted to the EU-US Privacy Shield, https://www.privacyshield.gov/EU-US-Framework. The legal basis for the use of Google Analytics is Art. 6 Par. 1 S. 1 lit f DSGVO.
3 Newsletter (info-emails)
3.1 By providing your consent you can subscribe to our Newsletter which we use to provide you with information on current sector assessments, our methodologies, services and publications. The advertised services and products are stated in the declaration of consent.
3.2 The subscription to our Newsletter is performed with a double opt-in procedure. This means we will send you an email to the email address you provided and ask you to confirm your subscription to the Newsletter. If you do not confirm your subscription within 24 hours we will block access to your information and delete it after a month. We also store the IP address you used to subscribe and the timestamp for the subscription and confirmation. We do this to be able to prove your subscription and to be able to resolve a possible misuse of your personal data.
4 Third parties
When providing our rating services and other analysis related services we may collect information about you and your company provided by third parties and publicly available information. Additionally, we might collect information that you directly disclose to us. We collect data regarding:
5 How can you contact us?
If you have any queries about your personal data, you can contact us at firstname.lastname@example.org
6 How often do we update this privacy notice?
We regularly review this privacy notice and make changes to it from time to time. We will ensure the most recent version is available here and we may additionally notify you directly (e.g. via email) in the event of significant changes. This privacy notice was last updated in May 2018.